Buying car insurance online is much easier than buying it over the phone or in person. Rather than having to schedule a time when you can meet with an agent, you can purchase insurance any time of the day or night. This makes it easy to shop for insurance whenever you have a little bit of extra time.
If you are planning on getting an online car insurance quote, there is some important information that you need to gather together before you begin. Of course, every car insurance company will require slightly different information. However, by having all of the following information on hand, you will be far less likely to have to stop and search for extra information while filling out the forms.
1. Your vehicle identification number (VIN) and license plate number. Most companies will require you to enter your VIN number so that they can determine what type of vehicle you have and how old it is. In some cases, you may be able to get by just submitting your license plate number. It depends on the insurance company and their requirements. By having both of these numbers available, though, you won’t need to run out to your vehicle and check partway through the process of filling out the form.
2. Driving record information. Make a list of any accidents or auto insurance claims that you have had over the past five years. Most insurance companies will ask for this type of info about your driving record. Additionally, if you have had any DUIs or other driving violations, you will need info on those as well.
3. Bank account information. If you decide to purchase car insurance, you will need to enter your credit card number or bank account information in order to purchase the policy.
Having all of this information readily available can make it far easier to get an online car insurance quote (once you have the quote, you can then do car insurance quote comparison).